Independent life insurance and income protection advice
Helping families, professionals and business owners protect their income, lifestyle and future with clear, impartial advice.
Life insurance, income protection, critical illness cover and business protection — explained clearly and tailored to you.Advice on life insurance, income protection, critical illness cover and business protection — explained in plain English and tailored to your circumstances.
Independent advice across a wide range of providers
What I advise on
I help individuals, families and business owners find the right life insurance, income protection, critical illness cover and business protection. I research options across a wide range of providers, explain everything in plain English, and recommend what genuinely fits your situation.
Life Insurance
For families and homeowners who want financial certainty if the worst happens.
A life insurance adviser can help you understand how much cover you need and find a policy that fits your budget. Cover provides a lump sum or ongoing income to support your loved ones and cover key commitments.
Income Protection
For professionals whose income would stop if illness or injury prevented them from working.
Income protection advice ensures you have the right cover in place to replace a portion of your income, so you can focus on recovery rather than finances.
Critical Illness Cover
For those who want financial breathing room following serious illness.
Critical illness cover pays a tax-free lump sum on diagnosis of specified conditions, supporting treatment, lifestyle adjustments or time off work.
Business Protection
For company owners protecting people, profits and continuity.
Business protection includes key person cover, shareholder protection and relevant life policies to safeguard the future of your business.
Not sure what you need?
Take our quick assessment to discover what protection might be right for your situation.
Have a question about whether this applies to you?
Where are you right now?
Everyone's situation is different. Find your starting point and see what might be worth looking into.
Just bought a home?
Your mortgage is likely your biggest commitment. Make sure it's covered if something unexpected happens.
Find out moreStarting or growing a family?
When others depend on your income, having the right cover in place gives you peace of mind.
Find out moreSelf-employed or a contractor?
No employer sick pay means no safety net. See what the gap could look like.
Find out moreRunning a business?
Protect the people and plans your business depends on.
Find out moreChanging jobs or reviewing benefits?
A new role often means new (or fewer) benefits. It's worth checking what you'd actually get.
Find out moreAlready have cover but not sure it's right?
Circumstances change. A quick review can make sure your cover still fits.
Find out moreA simple, straightforward process
Getting the right life and income protection insurance doesn't need to be complicated. Here's how we work together.
15-30 minute call
A quick conversation to understand your priorities. No paperwork required.
Research across a wide range of providers
We compare policies across a wide range of providers to find the right fit.
Plain-English advice
Clear recommendations with transparent reasoning - no jargon.
Support when it matters
Help with applications, claims, and reviews as life changes.
Why I believe in protection
I've seen first-hand how protection insurance can transform a family's financial security during difficult times.
Nightingale Protection was created to provide clear, professional advice that helps people feel confident about protecting what matters most — their family, their income and their future.
Whether you're looking for guidance on life insurance, income protection, critical illness cover or business protection, my role is to help you find the right solution, explained clearly and implemented properly.
Why Nightingale Protection?
Independent advice built on clarity, professionalism and genuine care.
Independent, factual guidance
Advice shaped by your circumstances — nothing else.
Boutique one-to-one service
No call centres or rushed conversations. You deal directly with me throughout.
Care, clarity and confidentiality
A judgement-free space to discuss personal matters with discretion and respect.
A fresh, professional approach
Modern, thoughtful advice built on rigorous training, ongoing development and best practice.
Ready to explore your options?
Get in touch →What clients say
Real feedback from people I've helped protect what matters most.
"Chris took the time to explain everything clearly and helped me find cover that actually made sense for my situation. No pressure, just honest guidance."
Sarah M.
Family protection client
"As a business owner, I needed someone who understood the complexity. Chris made the whole process straightforward and gave me confidence in the decisions."
James T.
Business protection client
"I'd been putting off sorting my protection for years. Chris made it simple and I finally feel like my family is properly looked after."
David R.
Mortgage protection client
Get in touch
If you'd like clear, independent advice — or simply want to review your existing protection — I'd be glad to hear from you.